Find out your installment loan amount:
First of all, it is important that you determine the amount of the installment loan amount. This depends on the purpose you have in mind for the money paid out. In principle, the amount is specified for specific purchases or costs. The situation with debt restructuring is similar. However, you should include a buffer in the calculation.
So you’d better take out a slightly higher installment loan to have enough financial scope. If you need money again for a short time after a loan has been approved, it is often difficult to find another willing borrower. At Across lender you can choose the amount of the installment loan between USD 100 and USD 300,000. So you can choose exactly the right installment loan amount you need in the online form.
Set the monthly installment of the installment loan :
The next step is to determine your financial scope. A household bill that compares monthly income and expenses is suitable for this. The experts at Across lender will, of course, also be happy to do the work for you on the household bill and will be happy to assist you. The excess amount from the budget invoice can be used for the repayment.
But you should also build a buffer here for any unforeseen expenses. You can set the monthly rate accordingly in the form for the credit request. The term is automatically adjusted. If you value a lower monthly charge, you can conveniently lower the rate and choose a longer term.
Non-binding request for the installment loan:
Once you have determined the amount of the installment loan and the monthly installment, you can enter the corresponding values in our online form. After entering the necessary data about you and your financial situation, we will carry out an individual comparison of the best loan offers for you. We present you the cheapest installment loan. You are guaranteed to have no upfront costs. Remember that this information is only necessary for us to offer you a suitable offer.
Apply for your cheap installment loan and get your money:
After you have received the documents for the cheapest installment loan offer from us, you can put it through its paces. You can decide whether you want to accept the offer. We do not put pressure on you and do not force you to make a decision. If you have any questions, our team of experts will of course be at your side by phone or e-mail.
If your decision regarding the cheapest installment loan is positive, send us the signed loan agreement. If your identity has been confirmed using the PostIdent procedure, we will immediately forward the confirmation to the responsible partner bank. Your installment loan will then be paid out by the bank as soon as possible. Usually, an express transfer is also possible, so that you can use the money immediately for your requests.